Monero is a privacy-focused open-source cryptocurrency that was launched in April 2014. It is based on the CryptoNote protocol and was designed to be a secure and untraceable digital currency. Monero uses a public ledger to record all transactions, but the sender, recipient, and amount of a transaction remain private. Monero also features ring signatures and stealth addresses, which provide an additional layer of privacy to users. Monero is decentralized and uses a Proof-of-Work (PoW) consensus algorithm and allows users to mine it using their computer's CPU or GPU. It is popular among privacy-focused users and has been adopted by many darknet markets. Monero is also used for remittances and tips in several online communities.
Blockchain based on the collective power of billions of IoT devices will be the world's most decentralized blockchain.
It is more decentralized and focuses on using everyday computing power to drive e-commerce.
Cheaper, faster, more reliable and more widespread.
Monero is a mined privacy coin primarily for individuals. Ripple is an unmined (developer) currency primarily for banks.
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